ERG WEALTH | VANCOUVER
Life Insurance for the People Who Depend on You
For parents, partners, professionals and business owners considering how others would manage if income or support were lost.
Financial Analysis - Complementary SessionTHE QUESTIONS THAT MATTER
Start with the decision, not the product.
Existing coverage may not reflect a mortgage, new child, business obligation or changing family needs. Understanding the purpose of coverage is more useful than comparing premiums alone.
Discuss your prioritiesOUR APPROACH
A clearer conversation, step by step.
Identify the need
Discuss dependants, debts, income replacement and final expenses. Keep medical and identity information out of the initial inquiry.
Understand policy differences
Compare term and permanent coverage, exclusions, renewal provisions, costs and affordability. Availability depends on underwriting and the insurer’s contract.
Review beneficiaries and changes
Review existing policies and beneficiary intentions with authorized professionals. Coordinate any estate or corporate implications with legal and tax specialists.
THE FIRST CONVERSATION
Your priorities come first.
During a Financial Analysis - Complementary Session, discuss your goals, the decisions in front of you and the questions you want answered. Confirm the meeting’s duration in Calendly before booking.
The conversation helps identify next steps, the professional scope required and any specialist advice to coordinate. Confirm fees and product terms before proceeding; a booking does not commit you to a product.
Contact ERG WealthCOMMON QUESTIONS
What you may want to know.
Is term or permanent insurance better?
Neither is best for everyone. The coverage period, purpose, budget and specific policy terms determine what may fit.
Is coverage guaranteed when I inquire?
No. Applying, underwriting and policy issuance are separate steps. Coverage depends on eligibility, insurer approval and the contract.
Can we discuss an existing policy?
You can start with general questions. Arrange a secure way to share policy details during a follow-up rather than submitting them through the website.
THE NEXT STEP
Let's talk about your financial goals.
Discuss your family, business and future priorities. Check the available meeting duration in Calendly before booking.